I have looked at samples online and so far remain unimpressed.

I somehow very much doubt either 41mp Nokia CAN match the acuity of these files - or their resolution. However the lens IS f1.8, and this means street photography is doable even in the shade in December in the UK at midday. The retrieved detail is impressive but only at 50 iso. On my 2713H Dell at 100% these 16MP results corrected in LR 4.4 and saved as jpegs cover almost double the screen width. I have an LG G4 that impresses me because although its jpegs are truly horrible and its panorama jpegs ditto AND marted seriously by automatic frame by frame exposure adjustment results with stills from Raw at base iso only are just terrific because the lens on mine is so good. On the next page we'll see what that means for the 1020's 'over-sampled' 5MP output. What's undeniable, though, is that in its 38MP full-resolution mode the Nokia is capturing lots of detail, giving keen photographers plenty of options if they wish to re-process the full-resolution image files. The white balance is a little on the cool (blue) side of accurate, which may be a touch off-putting if it's replicated in real-world images. Color is pretty good, with the highly-saturated look that we're used to in smartphones. The lens is pretty good toward the center but its softness and chromatic aberrations are highlighted by looking at them in such fine detail. The resolution falls well short of what a 38MP camera should (theoretically) be capable of, but that still puts it a long way ahead of any of the other phones shown here. In 38MP mode, the Lumia captures a great deal of detail and, to an extent, this shows the 1020 in a critical light - any of the imperfections that are common in smartphone cameras are enlarged and clear to see.

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